Stop Getting Declined. Start Accepting Payments.
High-risk merchant accounts for CBD, hemp, supplements, coaching, and specialty eCommerce. Fast underwriting decisions, transparent terms, and a team that advocates for your business.
Specialized
Underwriting
15+
Years Experience
Nationwide
Service
Simple process
How It Works
A straightforward path from application to payment processing — no runaround, no disappearing acts.
Submit Your Application
Fill out our free online application. No fees, no commitments — just the information we need to match you with the right processing solution.
We Review & Advocate
Our team reviews your file, identifies any documentation or compliance requirements, and works with available processing partners to identify an appropriate solution.
Start Processing
Once approved, we set up your gateway, terminal, or POS system and you're ready to accept payments
Choose Your Payment Setup
Mobile Tap-to-Pay
Accept contactless payments anywhere with a smartphone or tablet. Perfect for markets, pop-ups, and mobile businesses.
Countertop Terminal
Reliable, standalone terminals for retail locations. Supports chip, swipe, tap, and PIN entry.
Full POS System
Full-featured POS systems for retail, hospitality, and specialty merchants. Includes inventory, reporting, and employee management.
Virtual Terminal
Accept payments over the phone or by invoice from any browser. No hardware required.
Why merchants choose us
We Specialize in Industries Banks Don't Understand
We advocate for you during underwriting so you get approved fast, stay approved, and scale without interruptions.
Specialized Underwriting
We understand businesses that may not fit traditional processing models — CBD, hemp, supplements, coaching, subscription wellness, and specialty eCommerce. We know the compliance requirements and underwriting rules that generic processors don't.
We Advocate for Your Business
We help prepare your application, identify documentation or compliance issues, and work with available processing partners to identify an appropriate solution for your business.
Multiple Processing Options
Solutions are available for retail, eCommerce, mobile, virtual terminal, and recurring-payment environments. We work to match eligible merchants with the right acquiring and payment solution.
Straightforward Communication
We help merchants understand documentation and underwriting requirements before submission. No runaround, no disappearing acts — just honest guidance through the process.
Transparent — No Surprises
No hidden fees. No surprise reserves. Clear terms, honest timelines, and a team that tells you what to expect at every stage of underwriting.
Built for Long-Term Stability
We proactively manage underwriting, compliance, and risk to support long-term account stability — not just a quick approval that falls apart at volume.
Cash discount program
Reduce Processing Costs With Dual Pricing
Offer clearly disclosed cash and card pricing with a properly configured dual-pricing program.
Our dual pricing / cash discount program lets you offer a cash price and a card price at the point of sale. Program availability, eligibility, and requirements depend on your business type, processing platform, card-brand requirements, and applicable state laws or regulations. Our team can help determine whether dual pricing is appropriate for your setup.
Learn About Dual PricingPayment hardware
Hardware for Every Setup
Countertop
Smart POS Terminal
Full POS with customer-facing display
Compact Terminal
Space-saving countertop terminal
Dejavoo Z11
Standalone EMV + NFC terminal
Mobile
Handheld POS
Portable POS with receipt printer
Bluetooth Card Reader
Pairs with iOS and Android
eCommerce
Payment Gateway
API and hosted checkout options
Virtual Terminal
Browser-based, no hardware needed
Specialty
Dual-Pricing Terminal
Pre-configured for cash discount programs
Recurring Billing Platform
For subscription and continuity merchants
Industries we serve
Specialized Underwriting for High-Risk Businesses
Common questions
Frequently Asked Questions
Ready to Start Accepting Payments?
Apply today and our team will review your business and identify available processing options.
All accounts subject to underwriting and approval. High-risk merchant accounts may require additional documentation. Approval, pricing, reserves, equipment, and processing terms depend on underwriting and your individual business profile.